From mere printed plans to
effecting ventures in Camiguin
By Mai Parco
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Banana
chips and nukos na bulad from the POs |
Five identified beneficiary
people’s organizations (POs) in Camiguin were recently granted
soft loan financial assistance thru RCED-PACAP’s joint vigor
project to support their own business endeavors. The Pos, including
their respective LGUs, could not believe that after quite some time
of rigid planning, trainings and follow through activities, they’d
be able to head out five of the many priority projects they’ve
listed on their BDPs after a Participatory Rural Appraisal conducted
two years ago.
“Sa papel lang kato sauna
pagsugod sa participatory planning, karon ginabuhat na gyud namo sa
kahugpungan. Although naa namiy ginagmay na kasinatian ani na
project sa pagpaninda sa isda. Ginagmay lang man ug dili pod
kooperatiba,” said Adelina Fabela, project manager of Balite 2 SEA
Kaunlaran Women’s Association, who is into fish trading and
processing.
Grabbing a total soft loan
amounting to P162,840 to support the priority livelihood
engagements, the five POs keenly embarked on their business
operations a day after the fund release ceremony. Though a deficient
of 52.7 percent of this amount had already been approved, it would
form part of the second tranche of releases. This was because the
amount of initial releases were set based on the “capacity to
handle” loan portfolios of the POs, which were determined during
the financial planning.
Fabela also added “Sa
pagpadagan naa pa diay mas labaw na angay namo mahibal-an para sa
kaayuhan sa negosyo. Very effective gyud ang gipa-ambit na mga
seminar ug amo gyud nagamit.”
Even if the release of funds
for the five projects were in succession, the same level of seminar
workshops and trainings were undergone by the POs except for the
skills enhancement activity which was designed according to the sort
of business enterprise. Among the series of capacity building
activities undergone to appropriately equip them with the exact
entrepreneurial skills and strengthen their organization management
prior to project operation include empowering leadership and local
governance training, project planning workshop, skills training and
trading system development, simplified bookkeeping and accounting,
financial planning and savings mobilization seminar.
For more than a week of
project operation, the demanding work lined up throughout the doors
of each POs. Hard work, the passion and the modest technical
knowledge are what they contain as greenhorn in the business world,
and their dreams of making a change -- helping boost more economic
activities in their community and improve the living standards of
the poor.
“Ipatidlum nato sa atong
kasing-kasing, ug makita unya ang daku na kabalhinan sa atong
kinabuhi. Dili lang kutob sa atong liog, ato gyud ni ipractice.
Hinaut na mamahimo tang modelo ngadto sa uban natong kauban sa
komunidad.” Rosita A. Lerion, chairperson of Balbagon
Multi-purpose Cooperative, told her co-participants during the
financial planning held last March in the area.
These operational livelihood
ventures are the components of the project titled “Capacity
building and livelihood development for People’s Organization in
Camiguin Province” spearheaded by the five identified Pos, namely,
Balite 2 SEA Kaunlaran Women’s Association in Brgy. Balite, Sagay;
South Poblacion Women’s Association in Brgy. South Poblacion,
Guinsiliban; Nagpakabana Multi-purpose Cooperative in Brgy. Mainit,
Catarman; Balbagon Multi-purpose Cooperative in Brgy. Balbagon,
Mambajao; and Tubod Active Women’s Association in Brgy. Tubod,
Mahinog.
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